2011 – a good time to buy?

Who knows what the market is going to bring to us for 2011, what we do know though is that, if we plan for the long term, property has always performed well. From the day you leave the cheap enjoyment of home you have to fund a roof over your head, so why not start working up the ownership ladder. It is very confusing reading the press or the building society / bank reports on the property market, one says prices increased x% the other says they fell by that much. What are you to believe…..?

My personal opinion having been in the proeprty industry for over 20 years is that there is no good or bad time to move. When you are ready and able is the right time and as long as you aren’t trying to “play the market” you will do fine. Short term purchases are always costly, so look for the long term, save the best depsoit available and jump in when you have found somewhere you can call home. There are absolutely no crystal balls for anything we do, and by the same token house buying should be a preference, not an automatic expectation to make a few pounds over night.

Spend your time making sure you can get the finance in the first place. ALWAYS talk to an Independent Financial Advisor as they can look across the whole market and get a great deal for you, then register and take your time comparing the types, areas, benefits, conditions etc. of the properties available and believe me, when you have found the right one you will know instantly. For some people it just happens to the first they see, for others it may take a few months but by not rushing and being intelligent in your negotiations and mortgage, you will have made that step and it is amazing how great beans on toast taste when you are in your own home.

If you want some more advice, let me know. Always glad to help.